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Item Estate Planning in North Dakota: The Basics, Part 5: Gifts, Life Insurance and Annuities(North Dakota State University, 1999) Pankow, Debra; Crane, Laurence M.; Hudson-Schenfisch, JulieItem ESTATE PLANNING IN NORTH DAKOTA: THE BASICS Part 4: Trusts(North Dakota State University, 2000) Lindell, David; Crane, Laurence M.; Pankow, DebraItem Estate Planning in North Dakota: The Basics Part 5: Gifts, Life Insurance and Annuities(North Dakota State University, 1999) Pankow, Debra; Crane, Laurence M.; Schenfisch-Hudson, Julie